Mortgage Rates Continue Downward Trend

After seeing no movement for most of last week, mortgage rates declined today continuing a three week downward trend. Freerateupdate.com’s daily survey of wholesale and direct lenders show that conforming mortgage rates all declined by .125%. Conforming 30 year fixed rate mortgages are at 4.625%, 15 year fixed rate mortgages are at 3.750% and 5/1 adjustable mortgage rates are at 3.000%. These are the best conforming mortgage rates available with 0.7 to 1% to borrowers with good credit and the ability to meet lender approval. The most popular of these are the fixed rate mortgage loans which offer borrowers the security of monthly mortgage payments that remain the same throughout the life of the loan….more

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