Welcome to July! Here’s your July Market Update:

The only two commercially zoned, ready-to-build 5-acre lot(s) available (at this price point) in Elizabeth are now available. Purchase individually or together as a 10-acre assemblage. Opportunities like this are incredibly rare in a growing community where commercial land is in short supply. Whether you’re expanding, relocating, or investing in the future, these premier sites offer the chance to secure a strategic location before someone else does. Ready to stop paying rent and build your own facility?  Check out the video here https://www.youtube.com/watch?v=q7AJw3psQSk

Fannie Mae and Freddie Mac have transitioned to using VantageScore 4.0 — alongside the classic FICO models — as part of the credit evaluation process for mortgage approvals. This is one of the most significant changes to credit scoring in the mortgage industry in years.

• VantageScore 4.0 incorporates trended credit data and rent payment history, which can result in higher scores for many borrowers who were previously on the margin.

• Buyers who may have been declined or quoted higher rates under traditional FICO scoring could now qualify for financing.

• This opens the door for a broader pool of potential buyers — particularly first-time homebuyers and those with limited credit histories.

Choosing the right lender is one of the most important decisions you’ll make, as they can significantly impact your experience from contract to closing. Contact me for my preferred lender list.

Looking for an amazing electrician? Look no further:

Thank you for your referrals, your trust, and for allowing me to do what I love. Helping clients and building lasting relationships is one of the greatest blessings of my business, and I am grateful for each and every one of you.

DAWNA