Bill Aims to Extend Foreclosure Protections to More Soldiers

Legislators on Capitol Hill introduced new legislation on May 7 that would extend foreclosure protections to enlisted persons who bought homes after going on active duty. Dubbed the Military Family Home Protection Act (H.R. 1842), the bill picks up where the Servicemembers Civil Relief Act (SCRA) leaves off.

Under existing law, military personnel enjoy foreclosure protections under the SCRA if they acquire their homes prior to activation. H.R. 1842 expands those safeguards to all members of the Armed Forces even if they purchased residences after activation.

In addition, the legislation stays a foreclosure action whenever a member of the military is receiving hostile fire or imminent danger pay. It also freezes foreclosure actions for as long as one year for service members who are medically discharged or those placed on convalescent status — a provision that also applies to surviving spouses of military personnel who lose their lives in the line of duty.

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